Church Insurance

Helping You Manage Risk so You Can Focus on Your Mission

Church Insurance Explained:

Your church is more than just a building — it’s a place where people gather, serve, and grow in faith. Protecting your ministry means making sure both your property and your people are covered against the unexpected.

Church Property Insurance: Helps repair or replace buildings, contents, and signs after events like fire, theft, or other covered disasters.

Church Liability Insurance: Provides protection for legal expenses, including incidents that occur off church grounds — such as camps, retreats, or athletic events.

Medical Payments Coverage: Covers medical expenses that may arise from church activities, including injuries to athletic participants, volunteers, or students.

Why Do Churches Need Insurance?

From storm damage to mission trip injuries, churches face unique risks every day. Without proper protection, even a small incident can lead to financial challenges. Church insurance helps safeguard your ministry so you can focus on your calling, not unexpected expenses.

Additional Coverages Available

Every church is different, and your policy should reflect your ministry’s needs. Optional coverages can be added at a small additional premium, including:

  • Loss of tuition fees

  • Clergy professional liability

  • Sexual misconduct liability

  • Cemetery professional liability

  • Hired car coverage

  • And more